1. Define priorities and budget range
List what matters most — setting, size, single-level living, outdoor space, water access — and set a realistic all-in budget that includes land, site work, design, permits, construction, interiors and contingency.
2. Evaluate the lot
Before closing on land, have a builder review slope, drainage, soils, utilities, setbacks, easements, tree cover and HOA rules. On lake lots, confirm shoreline and dock eligibility.
- Topographic and boundary survey
- Utility availability and connection costs
- HOA architectural guidelines
- Duke Energy shoreline guidelines if lakefront
3. Design
Work from site plan to floor plan to elevations. Decide how rooms relate to views, sun and outdoor living. Involve interior design and technology planning now, not after framing.
4. Pricing and contract
Detailed plans and specifications allow accurate pricing. Understand the contract type, allowances, change-order process, payment schedule and warranty before signing.
5. Approvals and permits
HOA architectural review and city building permits are typical. Lake-adjacent work may require additional approvals. Allow time in the schedule.
6. Construction
Site preparation, foundation, framing, systems rough-in, inspections, insulation, drywall, finishes and exterior work follow. Walk the site at key milestones — especially before walls close.
7. Completion and move-in
Final inspections, certificate of occupancy, a detailed walkthrough and punch list, system orientation and warranty documentation complete the project.
Decisions to make before construction starts
Keep a written selections schedule for cabinetry, plumbing, lighting, flooring and exterior materials. Late decisions can affect rough-in work and lead times even when a change looks cosmetic on paper.
Ask who coordinates the designer, builder and technology team, and what happens when a selection changes cost or schedule. A shared record of approvals helps everyone work from the same plan.
- Who approves selections and by when?
- Which site costs remain provisional?
- How are changes priced and documented?
- What is the process for walkthroughs and unresolved items?